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… on research and product development 22. Invest in building the knowledge of all those associated with the … In May 2015, AXA became the first global financial institution to divest from companies most exposed to … in SMEs since the 1990s using this model of national institution development, which has proven to be effective. …

… to a healthy environment, with the majority of countries building this into their national constitutions (Figure 15) … in the areas of risk reduction, governance, capacity building and technical cooperation. Less progress has been … to improved environmental governance Strengthening and building on multilateral environmental agreements will …